We know too well that weather is unpredictable and often unavoidable depending on where you live. For example, in 2021, Texas experienced a winter storm that has since become the costliest winter weather event in U.S. history. The National Weather Service reported temperatures plummeting 40 degrees below average, and the prolonged freeze left millions without power, caused business disruption and much more.

To put it simply, you can’t be too prepared. As temperatures start to drop in many parts of the country, business owners are thinking about winter weather hazards. Now is a great time to connect with your policyholders to discuss how to mitigate their weather-related risk.

One way you can help is to remind them that, as a USLI policyholder, they have free access to our Business Resource Center, which has information about how to mitigate winter exposures. The Business Resource Center includes a hub with resources on Disaster Preparation and Recovery. These checklists, guides and tips are helpful for winter weather, as well as other weather events like wildfires, hurricanes and tornadoes.

It’s also important to connect with your policyholders who own vacant buildings and rental homes as the cold weather sets in. These individuals need to be proactive and take steps to protect themselves and their businesses. We offer several resources to help them prepare:

Additionally, we have the following resources that can be helpful for any type of business owner:

These value-added services help support our policyholders, retain their business and avoid claims. We encourage you to share these safety tips with them to help build your relationship and manage the storms ahead.