As an insurance professional, you know one of the strongest ways to move the conversation beyond price is by helping your policyholders reduce their risk. One of the most effective — but often overlooked — risk-management tools for small businesses is hiring the right people.

The cost of a poor hiring decision can go far beyond salary or training; it can lead to theft, fraud, reputational harm and even liability claims. Conducting background checks helps policyholders make informed hiring decisions, protect their customers and staff and avoid costly issues down the road.

That’s why USLI provides your policyholders with access to one free background check and discounted subsequent background checks starting at just $10 each through USLI’s Business Resource Center.

To put this in perspective, a basic background check can cost anywhere from $20-$40, meaning your policyholders could potentially save hundreds of dollars throughout their policy period. For example, if a policyholder runs an average of 15 background checks a year, and they usually pay $30 each, that is an immediate cost-savings of $300.

These savings can add up quickly for businesses or nonprofits that run higher volumes of background checks — such as before the holidays, at the start of a new school year, or ahead of summer camps and seasonal programs.

In addition to employment screenings, our vendor, Background Info USA, also offers discounted tenant screenings, MVRs and drug screenings, which are particularly valuable for:

  • Property managers and landlords who lease space to tenants
  • Businesses with drivers or delivery staff that need verified Motor Vehicle Records
  • Organizations that hire seasonal or part-time workers or volunteers

This value-added service is a great way to help your customers see the broader benefits of their USLI policy. When presenting quotes, you can emphasize not only coverage features but also the risk-management tools available through the Business Resource Center — helping you sell on fast service and support, not just price.

Encourage your current USLI policyholders to explore the background check pricing and packaging and start taking advantage of the savings today.