Negligent security — when a property owner, business owner, homeowners association, or property manager fails to implement sufficient security measures, resulting in harm or injury to individuals on the premises — is one of the fastest-growing claim trends today.

Inadequate safety measures can lead to an unfortunate incident at a property, which creates significant risk for business owners. In many areas, businesses are required to provide security that addresses foreseeable risks. If a lawsuit is filed, a jury will determine if the security measures were reasonable. If found lacking, the business may be held responsible for damage caused by those insufficient measures.

Through our Business Resource Center, you can access a variety of educational materials about this topic. By providing your policyholders with resources that can mitigate their negligent security risks, you’re adding value at the point of sale.

Our negligent security resources include:

To learn more, stream our previously recorded webinars and share with your team and policyholders:

We encourage you to visit our Business Resource Center, as we are always adding new content throughout the year to help put you in the driver’s seat in sharing loss control tips with your policyholders.