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Many people are anticipating the warmer weather and more outdoor activity, and, for millions of Americans, that also means the reemergence of spring sports. Parents everywhere will gather on fields to cheer on children participating in baseball, softball, lacrosse, track and field, flag football and tennis. According to USA Today, while over 45 million American…

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Most insurance professionals, both new to the industry and experienced, put in a lot of time and effort in finding new customers. Insurance professionals will typically look for ways to get their name out in the community through referrals or through social media and will spend valuable resources such as time and money to acquire…

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A carveback provision is a clause in an insurance contract that overrules an exclusion. Directors and Officers (D&O) policies often contain carvebacks to invoke coverage under the policy for certain situations that may have otherwise been excluded. These carvebacks can be very important to individual directors and officers to ensure they have the insurance coverage…

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Every January 1, thousands of people set a personal goal and make a promise to do something differently during the year ahead. The majority of these resolutions are health-related, such as eating better and losing weight, and worth sticking with throughout the entire year. Sadly, most people don’t stick with their resolutions. According to University…

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Charitable giving traditionally reaches its height during the holiday season. The last few months of the year make up what is commonly called “the giving season” for the nonprofit community. As the holidays near, people may feel encouraged to give more generously than during the rest of the year. Because of the uptick in charities…

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According to an article in the online newsletter, Chron.com, “however big or small, goals motivate everyone in virtually everything they do. A goal may be as simple as ‘buy milk’ or as complex as ‘develop a sustainable 10-year business plan.’ In either case, you know what you have to do. Setting goals for the employees…

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In the age of e-commerce, U.S. brick and mortar retail stores are suffering. In fact, analysts at Credit Suisse estimate that 2017 could bring more than 8,640 store closings in total, which means the U.S. retail industry is on pace to close more stores this year than were shuttered during the Great Recession in 2008….

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Home-sharing companies like Airbnb, HomeAway, Vacation Rental by Owner and Homestay are growing in popularity. Whether someone needs a place to stay for a weekend concert or a week-long getaway, these short-term rentals give travelers a unique experience. Among all of the rental websites available today, Airbnb is one that has been significantly increasing in…

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