Religious leaders throughout the country hear this phrase on a daily basis. Every day priests, pastors, rabbis, ministers and other clergy are trusted to provide a broad range of counseling services for their congregations and communities, often times, when they’re at their most vulnerable. Marital counseling, parent/child relationship building, bereavement counseling, insights on faith-based virtues,…

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The food revolution in America has improved our eating habits, fueled competitive cooking shows on network television and expanded the range and quality of dining options. To date, we have not capitalized fully on the expanding restaurant and dining scene, as our traditional book of business focused on lower-end and smaller establishments. In a continuing…

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The success of a small business isn’t something that happens by chance. It is the result of careful planning that includes a proactive risk management strategy, and USLI is here to help! Our newly designed Business Resource Center website offers free and discounted resources that will help your insureds mitigate risk. Our goal with the…

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The gaming phenomenon known as the escape room first appeared in Japan in 2007. Since then, the social play experience has become widespread across the world. In March of 2016, the Boston Globe reported an astounding 3,900 percent increase in the industry from 2014-2015 alone. Now, escape rooms can be found in almost every major…

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As of 2014, there are over 333,000 community associations in the U.S., comprised of about 66.7 million residents. Many of these Community Associations are managed by volunteer boards of directors that may not be aware of the additional loss exposures they face while serving on these boards. Without the proper insurance coverage, the board members…

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Equipment breakdown coverage is typically appropriate for properties that are occupied, often being linked to restaurants for food spoilage coverage, office buildings to cover communication devices and any other occupied building to cover air conditioning units, heaters, back-up generators, etc. But vacant buildings? This is not the obvious exposure for equipment breakdown coverage. Insureds may…

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