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Beards have been making a comeback. According to the New York Times, pandemic lockdowns contributed to an increase in men growing and maintaining beards. Not coincidentally, North America has now emerged as the largest market for the men’s personal care industry — an industry showing no signs of slowing down. Globally, it is expected to…

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Landlords have many responsibilities: finding the right rental and location, conducting maintenance and ensuring consistent occupancy to maximize the return on investment, to name a few. One responsibility that often gets overlooked, however, is reminding tenants of the importance of purchasing renters insurance. According to a recent survey conducted by Nationwide, 59% of adults between…

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Have you reflected recently on how your salespeople are doing? It’s important to invest in them and encourage a culture of getting better to establish confidence and trust so you see results. We understand training your people can take a lot of time and money, so that’s why we developed our School of Sales within…

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During this time of year, the focus shifts from engaging children and young adults in outdoor activities to academic and extracurricular activities. Funding reductions and budget cuts have profoundly impacted nonprofits nationwide, and academic organizations are no exception. As arts, music and sports programs face potential elimination, parents have found ways to support these programs…

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Despite the U.S. freight economy having its ups and downs, the trucking industry is poised for a big comeback in 2023. The American Trucking Association’s (ATA) U.S. Freight Transportation Forecast to 2023 shows the U.S. freight economy is projected to grow significantly in the years ahead. The total freight tonnage is expected to grow by…

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The U.S. economy has seen better times. Record-high gas prices and 40-year-high inflation have been impacting American families and businesses for months. In July, the U.S. Bureau of Economic Analysis released that the gross domestic product (GDP) contracted by 0.9%. This is the second consecutive quarter of negative GDP growth, which means the U.S. economy…

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The effort each of us puts into what we do today affects our future trajectory. When it comes to education, it’s important to invest in yourself and in your people, and USLI University was created to provide free and meaningful learning experiences for you, our valued customers. To ensure that these experiences continue to be valuable…

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Consider this: You meet with a prospect and know you can assist them with their insurance-buying needs. You go to rate the account online and then decide you’d rather speak to an underwriter. After several searches to find a number to speak to someone, you wind up on an automated phone loop that continuously prompts…

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There can be many reasons why a residential or commercial building is being insured as vacant. Often, a policyholder has made a new investment purchase for a future rental property or signed a lease with the intent of opening a new business, and renovations are needed prior to occupancy. Not only is USLI a competitive…

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When business owners consider their property insurance needs, the most obvious exposures are their buildings, business personal property and business income/loss of rent. These main assets should be protected by the proper insurance coverage so policyholders can be indemnified in the event of a loss. Property insurance prevents insureds from having to close their businesses…

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