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This has been a devastating year for retail. According to Business Insider, thousands of mall-based stores have or will be shut down this year, causing the largest number of retail closures in decades. Some of the closures include department stores, such as Sears, JCPenney and Macy’s. A recent article on clark.com also states that other…

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Even many years after leaving their positions, directors and officers of an organization can still be at risk of being named in a lawsuit. Consider the following claims scenario: Christina served as president of a trade association. During her tenure, she diligently maintained a Devon Park Specialty Executive ViewPoint (EVP) management liability policy that provided…

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Get up, get out and get after it. These words have never been truer for one sector of business professionals in particular: salespeople. Selling anything, whether it’s insurance or cars, requires grit and an ability to create valuable relationships with customers to achieve success. Salespeople are the driving force behind marketing who you are as…

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At USLI University, we’re excited about some changes and additions we’ve made to our website and our offerings, and you should be too! With free courses offered through the three schools of Customers’ College – Insurance Education, Leadership and Professional Development, and Sales – our University has become a go-to resource for so many of…

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At the end of 2016, we looked forward to positive growth in the construction sector. As mentioned in our If They Build It, We Will Come December 2016 newsletter article, Dodge Data & Analytics anticipates the total U.S. construction starts to advance 5 percent in 2017 to a whopping $713 billion. It should come as…

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According to the National Association of Landscape Professionals, U.S. households and businesses spent nearly 77 billion dollars on lawn care services in 2015. The vast majority of these lawn care professionals are a small to medium sized business with revenue of approximately $217,000 per year. The same source touts industry employment numbers at 979,257 people….

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In recent years, American households have increasingly become a blend between homes and offices. It’s believed that more people are working out of their homes now than ever before. For some, it’s a way to supplement their income. For others, it brings in enough funds to make a successful living. Direct sales consultants, also known…

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New Year’s Day parades and snow storms have come and gone, as spring weather welcomes festivals, concerts, athletic events and all things outdoors.  Events include a gamut of activities, so how does one properly prepare for such an event to ensure both fun and safety? Special events are unique in that the policy period is…

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Businesses are at a high risk in our litigious society; many exposures could cause claims that would be in excess of primary policy limits, and loss payments and defense costs are rising year after year. Do your customers have adequate layers of professional coverage to protect their businesses and nonprofit organizations? Clients typically need to…

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