Reading Time: 4 minutes

In recent years, American households have increasingly become a blend between homes and offices. It’s believed that more people are working out of their homes now than ever before. For some, it’s a way to supplement their income. For others, it brings in enough funds to make a successful living. Direct sales consultants, also known…

Reading Time: 3 minutes

“In a lawsuit, where damages can run to millions of dollars, [homeowners and auto liability] limits are simply insufficient,” says Ray Martin of MoneyWatch. He goes on to explain that insureds can lose their life savings in a large claim. A financial loss could significantly damage their reputation, finances and career. The same article encourages…

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According to CNN Money, millions of people across the U.S. will be evicted from their homes this year. The cost of rent has risen over 7 percent in the past few years, while incomes have only increased about 2 percent. As a result, many people struggle to afford their housing payments. With the steady rise…

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The number of businesses being run out of the household has skyrocketed over the past decade. In fact, recent statistics from Women for Hire indicate that a new home-based business starts every 11 seconds. Home-based businesses typically begin as hobbies that eventually transition into income opportunities. Some of these home-based businesses include photographers, costume jewelry…

Reading Time: 4 minutes

With over 28 million residential real estate investors in the marketplace, identifying property and liability loss exposures in a residential property can be the difference between a successful and devastating financial year. Landlords and renters are each susceptible to different types of loss exposures, and the first step to protect themselves should be obtaining the…