Category: Personal

Personal
// June 8, 2020

Reading Time: 3 minutes

One of the uncertainties that many insureds are currently facing or will be facing in the coming months is how to properly protect their homes or rental properties that are vacant or undergoing renovations. There are more vacant homes now than ever before, as many landlords struggle to find tenants or as sales of properties…

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Personal
// March 5, 2020

Reading Time: 3 minutes

Today’s small-business professionals may find it easy to join associations made up of other professionals in their industry. These associations allow members to support and learn from one another and gain a competitive advantage. In associations, members share new industry trends, advances in technology, success stories for selling products, ideas for growth and more. Benefits…

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Personal
// December 5, 2019

Reading Time: 3 minutes

Distracted driving claimed the lives of 3,166 drivers in 2017 alone, according to the National Highway Traffic Safety Administration. This number continues to grow, with approximately 9 people being killed each day in the U.S. due to a distracted driver. Anything that takes your attention away from driving can be a distraction that can endanger…

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Personal
// September 5, 2019

Reading Time: 3 minutes

When it comes to insuring condo units, it is important to protect not only the condo unit itself, but also any common areas and property within the community. These common spaces are usually maintained using association dues — planting flowers, mowing the lawn, removing ice and snow, etc. — and include community pools, clubhouses and…

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Personal
// June 6, 2019

Reading Time: 3 minutes

According to 2018 National Association of Realtors research, 30% of vacation property owners and 32% of investment property owners planned to rent their homes as short-term rentals last year. As the number of properties rented on a short-term basis continues to rise, policyholders need to ensure they have adequate coverage. Coverage needs will vary depending…

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Personal
// March 7, 2019

Reading Time: 3 minutes

A few years ago, a discussion on the topic of consumer-to-consumer e-commerce platforms would have been solely focused on websites like eBay, Amazon or Craigslist. These were the only websites people knew to access to sell old valuables or buy hand-crafted items from other consumers. Today, the possibilities are endless with more companies launching websites…

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Personal
// December 6, 2018

Reading Time: 3 minutes

According to TimetoOrganize.com, the Professional Organizing industry is growing quickly due to increased demand in recent years from consumers. According to organization guru Sara Pedersen, “People have too much stuff, not enough space or time, and lack basic organizing skills. They desperately need professional organizers. And thanks to television shows like “Hoarders,” the topic of…

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Personal
// September 6, 2018

Reading Time: 3 minutes

One of the most overlooked optional coverages available to investment property owners today is personal injury coverage. This coverage is typically not automatically included in homeowners or dwelling package policies issued today and instead must be added via endorsement. Take the 2002 ISO Personal Liability form (DL 24 01) as an example; while this form…

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Personal
// June 7, 2018

Reading Time: 2 minutes

In the insurance market, like in many aspects of life, the only constant is change. The real estate market conditions, accessibility of the internet, and, ultimately, the wants and needs of insureds all impact the insurance marketplace. Sometimes carriers must be proactive and react to these changes. As a carrier and a Berkshire Hathaway subsidiary,…

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Personal
// March 8, 2018

Reading Time: 3 minutes

Most insurance professionals, both new to the industry and experienced, put in a lot of time and effort in finding new customers. Insurance professionals will typically look for ways to get their name out in the community through referrals or through social media and will spend valuable resources such as time and money to acquire…

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Personal
// December 6, 2017

Reading Time: 4 minutes

Home-sharing companies like Airbnb, HomeAway, Vacation Rental by Owner and Homestay are growing in popularity. Whether someone needs a place to stay for a weekend concert or a week-long getaway, these short-term rentals give travelers a unique experience. Among all of the rental websites available today, Airbnb is one that has been significantly increasing in…

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Personal
// September 7, 2017

Reading Time: 3 minutes

Picture this: You are driving to the office and notice the driver in the car next to you is looking down at their phone as they approach the back of the vehicle in front of them. They are able to look up just in time to brake, and an accident is averted. Unfortunately, this same…

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