Many people are anticipating the warmer weather and more outdoor activity, and, for millions of Americans, that also means the reemergence of spring sports. Parents everywhere will gather on fields to cheer on children participating in baseball, softball, lacrosse, track and field, flag football and tennis. According to USA Today, while over 45 million American…

Charitable giving traditionally reaches its height during the holiday season. The last few months of the year make up what is commonly called “the giving season” for the nonprofit community. As the holidays near, people may feel encouraged to give more generously than during the rest of the year. Because of the uptick in charities…

The number of youth organizations is on the rise, and their high demand is becoming clearer. With the relaxing days of summer behind us and school back in full swing, the focus has shifted from keeping children and young adults occupied with outdoor activities to meeting their academic responsibilities through various after-school programs. While our…

More and more Americans are calling on their inner hero and involving themselves in charity or volunteer groups, such as booster clubs, membership organizations, foundations, or professional/trade organizations, among others. Individuals and families want to support causes that are near and dear to their hearts, and associations that reflect their own interests. Volunteering in these…

According to USA Today, sports participation in today’s society is very popular with over 45 million American children participating in organized sports. Sports participation is so popular because people either want to live a healthy lifestyle or have fun. An active lifestyle can help ensure long-term health for both children and adults; however, participants and…

Religious leaders throughout the country hear this phrase on a daily basis. Every day priests, pastors, rabbis, ministers and other clergy are trusted to provide a broad range of counseling services for their congregations and communities, often times, when they’re at their most vulnerable. Marital counseling, parent/child relationship building, bereavement counseling, insights on faith-based virtues,…

As of 2014, there are over 333,000 community associations in the U.S., comprised of about 66.7 million residents. Many of these Community Associations are managed by volunteer boards of directors that may not be aware of the additional loss exposures they face while serving on these boards. Without the proper insurance coverage, the board members…

Religious organizations often rely on immunity laws and religious exemptions for protection against a variety of lawsuits, including discrimination allegations. Unfortunately, this reliance has bankrupted a large number of houses of worship and forced many others to close their doors permanently. While the First Amendment of the Constitution provides free exercise of religion in the…

U.S. sports are a huge part of our culture; events such as the Olympics, March Madness and the Super Bowl have exploded in popularity thanks to social media, live broadcasts and greater accessibility and viewership. However, the youth sports sector is a growing sports category that does not necessarily garner the same attention as these…

Houses of worship provide many services to their communities, ranging from worship services and education to outreach, missions and other charitable activities. However, many houses of worship operate on small budgets, and small losses often have a large impact if proper insurance coverage is not in place. For this reason, it’s very important to have…