Category: Hospitality and Liquor

Hospitality and Liquor
// March 3, 2022

Reading Time: 3 minutes

The hospitality industry has faced many challenges over the past two years. Establishments overcame mandates, dining restrictions, labor shortages, supply chain issues and more. Many businesses had to continually change operations to keep their customers satisfied and their doors open. Fortunately, in most states, bars and restaurants have been able to return to offering full…

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Hospitality and Liquor
// December 2, 2021

Reading Time: 2 minutes

USLI has a broad appetite for hospitality accounts. You may already think of us first for your bars, restaurants and beer, wine and liquor stores, but we’ve recently grown in another market sector — indoor activities and entertainment. Entertainment and indoor activity venues are continuing to reopen, once again becoming an option for consumers. With…

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Hospitality and Liquor
// September 2, 2021

Reading Time: 3 minutes

Hospitality can mean many things. The industry is comprised of four large segments: food and beverage, travel and tourism, lodging, and recreation. At USLI, our Hospitality and Liquor team focuses on the food and beverage sector. If you have a small to midsize business with a food and/or alcohol exposure, we have a product for…

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Hospitality and Liquor
// June 1, 2021

Reading Time: 3 minutes

Picnics, barbecues, concerts, rescheduled weddings and more — the warm summer breeze is bringing in good times and many of the events we have been missing for the past year. With the country moving in a positive direction toward reopening, the beloved event and hospitality industries are finally beginning to make a comeback. Many businesses…

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Hospitality and Liquor
// March 4, 2021

Reading Time: 3 minutes

At this point, few places know us better than our favorite fast food restaurants. Is your coffee ready before you order it? Are you smiling behind your mask as you pick up your online dinner order? You are not alone. Though the hospitality market has seen its share of devastating challenges over the past year,…

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Hospitality and Liquor
// December 3, 2020

Reading Time: 3 minutes

Get out your cocktail shakers because holiday season is upon us, and we are still at home. Happy hours, holiday parties and large family gatherings may be replaced with virtual get-togethers or smaller parties, or they may be postponed until we are able to safely gather the way we would like. The change in our…

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Hospitality and Liquor
// September 3, 2020

Reading Time: 2 minutes

Disposable menus, limited seating capacities, deep cleaning procedures and social distancing are not even the tip of the iceberg for many insureds in the hospitality industry. Restaurants and bars are being challenged to revise their business models to continue their operations during the pandemic. Along with the undeniable struggles within the industry is incredible ingenuity:…

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Hospitality and Liquor
// June 8, 2020

Reading Time: 2 minutes

Whether through curbside pickup, delivery, takeout or, in some states, dine-in service, local bars and restaurants are doing their best to stay in operation during this time. If open, they may have limited hours, capacity and staff and need to adhere to a whole new set of state-mandated guidelines. These changes can be difficult to…

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Hospitality and Liquor
// March 5, 2020

Reading Time: 2 minutes

Think about the liquor laws in your state, surrounding states, states you write business in or even states you have visited. Every state has its own very specific set of liquor liability laws — some dating back to prohibition. Each state is especially different when it comes to how, when and where you can purchase…

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Hospitality and Liquor
// December 5, 2019

Reading Time: 2 minutes

As reported by the National Center for Charitable Statistics (NCCS), there are more than 1.5 million nonprofit organizations registered in the U.S. in 2019. This figure includes public charities, private foundations, chambers of commerce, fraternal organizations, civic leagues and many others. Nonprofits, for-profits and other businesses are already planning for a busy 2020. Many of…

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Hospitality and Liquor
// September 5, 2019

Reading Time: 2 minutes

Sales are dropping for some of America’s largest beer producers — so who is keeping the beer industry afloat? In a slightly down beer market, small and independent breweries saw growth in 2018. According to the Brewers Association, the craft beer market grew to $27.6 billion last year, which was a 7% increase from 2017…

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Hospitality and Liquor
// June 6, 2019

Reading Time: 3 minutes

In 2018, alcohol sales in the U.S. reached an astonishing $253.8 billion (The Drinks Business). This was a $12.4 billion increase from 2017. Aside from a lot of zeros, these figures mean a huge opportunity for the liquor liability insurance industry. Anyone in the business of selling, serving or distributing alcohol has a need for…

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