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Being the owner of a small janitorial services company can be hard. While the International Janitorial Cleaning Services Association claims that this is a $94.5 billion industry that employed 2,360,600 people in the U.S. in 2014, the smaller companies are not getting the biggest piece of that pie. In the U.S., 765,000 small janitorial operations…

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If your customer is operating a business, the need for primary insurance coverage is evident; however, how often do you reach beyond that coverage request and provide a customer with a quote for excess or umbrella coverage? In our litigious world, liability suits brought against business and building owners are only increasing. A simple slip and…