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CEO Message
// June 2, 2022

Reading Time: 2 minutes

The effort each of us puts into what we do today affects our future trajectory. When it comes to education, it’s important to invest in yourself and in your people, and USLI University was created to provide free and meaningful learning experiences for you, our valued customers. To ensure that these experiences continue to be valuable…

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Services
// June 2, 2022

Reading Time: 2 minutes

Consider this: You meet with a prospect and know you can assist them with their insurance-buying needs. You go to rate the account online and then decide you’d rather speak to an underwriter. After several searches to find a number to speak to someone, you wind up on an automated phone loop that continuously prompts…

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Commercial
// June 2, 2022

Reading Time: 2 minutes

There can be many reasons why a residential or commercial building is being insured as vacant. Often, a policyholder has made a new investment purchase for a future rental property or signed a lease with the intent of opening a new business, and renovations are needed prior to occupancy. Not only is USLI a competitive…

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Commercial
// June 2, 2022

Reading Time: 2 minutes

When business owners consider their property insurance needs, the most obvious exposures are their buildings, business personal property and business income/loss of rent. These main assets should be protected by the proper insurance coverage so policyholders can be indemnified in the event of a loss. Property insurance prevents insureds from having to close their businesses…

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Hospitality and Liquor
// June 2, 2022

Reading Time: 2 minutes

2022 is the year of weddings! According to The Knot, there will be nearly 2.6 million weddings in the U.S. this year, with 77% taking place from April to October. The Knot also found that weddings are beginning to look like they did pre-pandemic — think big guest lists, numerous vendors and hefty price tags….

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Nonprofit
// June 2, 2022

Reading Time: 3 minutes

While relaxation may be on the minds of many come summer, nonprofits catering to the needs of millions do not stop their operations. For these organizations July 1, or “7/1,” is a crucial date. It signifies the start of their fiscal year, which is tied to their budgeting operations, grant cycles and revenue cycles. This…

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Personal
// June 2, 2022

Reading Time: 3 minutes

The past two years have motivated many employees to make a serious life change — they want to be their own boss, and they want to do it from home. Those who previously rented an office space are moving their operations home to save money, and those with a hobby or part-time side hustle see…

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Professional
// June 2, 2022

Reading Time: 3 minutes

Two words can summarize what the employment practices liability (EPL) market has been like since March 2020: continually evolving. Whether it’s coverage, premium, retentions or industry, everything that was once stable is now anything but. As the post-pandemic world starts to emerge, so does the importance of EPL coverage. The past two years have produced…

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DPSI
// June 2, 2022

Reading Time: 2 minutes

Currently, the U.S. ranks first in the number of startup businesses worldwide at roughly 71,826. In comparison, the second largest country is India at around 13,454. According to Forbes, although these businesses are small, their importance to the U.S. economy is enormous. Before the pandemic, small businesses with less than 500 employees accounted for two-thirds…

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DPSI
// June 2, 2022

Reading Time: 2 minutes

In the 1870s, the first mobile home park was built in North Carolina for vacationers traveling to and from the Outer Banks. Fast forward to 2022: The mobile and manufactured home industry is a top performer in the U.S. housing sector, with an estimated 22 million Americans living in these homes. According to Statista, as…

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