Social Service Organizations Responding to Nation’s Needs
As the world cautiously resumes “normal” operations, per the Centers for Disease Control and Prevention’s (CDC) most recent guidelines, businesses are finally experiencing an uptick in production. After COVID-19 halted or limited operations, businesses everywhere are hopeful to get up and running as soon as possible.
However, while for-profit businesses have only recently begun normal operations, nonprofits have needed to continue operating during the pandemic — especially social service organizations. Last year, food banks, residential shelters and counseling services surged as millions coped with loss of income, loss of shelter, abuse and overwhelming grief.
As the CDC continues to lift social restrictions, youth programs, such as after-school activities and mentorship programs, carefully return to a regular schedule. Ultimately, operations and social interactions will only increase, and working individuals will need to find summer camps for their children, especially with many returning to the office.
Social service organizations offering relief services in particular are crucial in helping so many in need. They can find themselves liable for claims that include:
- Bodily injury
- Physical and sexual abuse
- Contract violations
- Breach of duty
- Misappropriation of funds
- Defense costs
Nonprofits are facing unique challenges during this time, and USLI offers a variety of insurance and value-added solutions for them under the Nonprofit Package team’s Social Services product. Our comprehensive package policy offers:
- General liability
- Professional liability
- Abuse and molestation
- Directors and officers
- Employment practices
- Hired and non-owned auto
- Special events
In addition, our newly broadened Social Services product classes include youth community centers, learning disorder services, mental health counseling and programs for those with special needs. We also recently expanded our appetite to include more residential care exposures.
USLI’s Business Resource Center provides value-added resources that greatly benefit social service organizations, such as digital permission slips and waivers, discounted background checks, marketing resources, cyber breach information and much more.
Please contact your Nonprofit Package underwriter today for more information about our ever-growing Social Services product!
As always, thank you for your support and business.
Contact Jessica Knopp
Assistant Vice President, Assistant Team Leader | 888-523-5545, ext. 2114
Written by Kristin Ryan
June 3, 2021