Archive:

CEO Message
// March 5, 2020

Reading Time: 2 minutes

In this industry, everyone has to compete to get the business they want. So when a client walks into your office, or when you pick up the phone to get after new business, what are you offering that sets you apart from the competition? What differentiates you? As insurance professionals, an important goal is to…

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Nonprofit
// March 5, 2020

Reading Time: 3 minutes

As spring and summer months approach, a resurgence in outdoor activity will soon follow. With all those who will participate in sports comes just as many spectators cheering them on from the sidelines. Parents everywhere will gather on fields to cheer on children participating in baseball, softball, lacrosse, track and field, flag football and tennis….

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Personal
// March 5, 2020

Reading Time: 3 minutes

Today’s small-business professionals may find it easy to join associations made up of other professionals in their industry. These associations allow members to support and learn from one another and gain a competitive advantage. In associations, members share new industry trends, advances in technology, success stories for selling products, ideas for growth and more. Benefits…

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Professional
// March 5, 2020

Reading Time: 3 minutes

We recently entered not only a new year, but also a new decade, and the conversation surrounding resolutions is more prevalent than ever. Resolutions aren’t just about shedding pounds; there is an increasing focus on wellness for the body and the mind. This well-rounded approach to wellness has led to the steady growth of the…

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Commercial
// March 5, 2020

Reading Time: 3 minutes

The U.S. housing market is constantly evolving. According to the U.S. Census Bureau, of the 139 million homes in the U.S., 17 million are vacant. Many investors are taking advantage of these vacated homes by purchasing them with the intent to renovate them into upscale living spaces to rent or sell. USLI caters to investors’…

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Hospitality and Liquor
// March 5, 2020

Reading Time: 2 minutes

Think about the liquor laws in your state, surrounding states, states you write business in or even states you have visited. Every state has its own very specific set of liquor liability laws — some dating back to prohibition. Each state is especially different when it comes to how, when and where you can purchase…

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DPSI
// March 5, 2020

Reading Time: 3 minutes

Cybercrime continues to be a vexing problem for businesses. Criminals are using a variety of techniques, some sophisticated, some very basic, to penetrate networks, steal money and generally cause confusion in the workplace. In particular, losses from social engineering continue to mount. Social engineering is an attack on a person or an organization involving manipulation…

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Commercial
// March 5, 2020

Reading Time: 3 minutes

Have you ever had a customer who needed to rent space to operate their business, and the landlord required proof of insurance coverage before they would hand over the keys? Business owners find that most commercial leases require tenants to obtain general liability coverage, and, in some cases, property coverage. This is a common requirement…

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DPSI
// March 5, 2020

Reading Time: 2 minutes

In today’s society, it’s more common than ever for liability settlements to reach the million-dollar mark or higher. It’s impossible to predict jury awards; however, purchasing excess liability insurance is an inexpensive way to protect your insureds’ financial futures and established assets. Excess liability insurance provides coverage limits that exceed the underlying liability policy. The…

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