STEM Clubs, Robotics Camps and More Seek Coverage This Summer

Nonprofit
// June 6, 2019
Reading Time: 3 minutes

Schoolchildren everywhere may be overjoyed at the thought of summer vacation, but that doesn’t mean the learning and activities will slow down. Traditional classes may be on a brief hiatus, but summer activities, like camps and clubs, are beginning — and these activities serve a multitude of purposes.

Summer camps are not a new concept. Children have attended them for years. Traditionally, summer camps have been viewed as outdoor events with mostly physical and sports-related activities. These will always be popular, and for good reason, but there are a growing number of other programs available to keep children occupied. Such programs include science, technology, engineering and mathematics (STEM) clubs, robotics clubs, short-term academic camps, and arts and dance camps.

Engineering for Kids says STEM is important not only due to the growing demand for jobs in these areas, but also because it helps to bridge ethnic and gender gaps sometimes found in the math and science fields. A growing number of STEM organizations are popping up in the form of summer camps that help students meet their potential and close the gap on graduation rates.

Robotics clubs are also very much on the rise, thanks to the booming popularity of gadgets, smart devices and artificial intelligence. According to StemJobs, joining a robotics club in your adolescent years can help with social and competition skills, networking, and even the potential to earn scholarships. Arts programs offer similar benefits such as nurturing creativity, making lasting memories and instilling moral values (The Healing Power of Art & Artists). Even the National Arts Administration and Policy Publications Database says research shows U.S. communities are using the arts to rescue their at-risk youth and deter crime.

These summer programs are beneficial — and even vital — to youth, parents and guardians, and the community as a whole. But while these camps and clubs are helping children and teens keep their minds fresh and helping parents keep their children busy, they can find themselves liable for claims that include:

  • Bodily injury
  • Physical and sexual abuse
  • Contract violations
  • Breach of duty
  • Discrimination
  • Misappropriation of funds
  • Defense costs

For the growing number of nonprofit organizations catering to this need for summer programs, USLI offers a variety of insurance and value-added solutions under the Nonprofit Package team’s Social Services product. Our comprehensive package policy offers:

  • General liability
  • Professional liability
  • Property
  • Abuse and molestation
  • Directors and officers
  • Employment practices
  • Hired and non-owned auto
  • Special events
  • Crime

In addition, our newly broadened Social Services product classes include youth community centers, learning disorder services, mental health counseling, overnight trips with youth, and special needs programs.

USLI’s Business Resource Center also provides value-added resources that greatly benefit social service organizations, such as digital permission slips and waivers, discounted background checks, marketing safety, cyber breach and much more.

Please contact your Nonprofit Package underwriter today for more information about our ever-growing Social Services product!

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As always, thank you for your support and business.

Contact Jessica Knopp
Underwriter | 888-523-5545, ext. 2114

Kristin LoganWritten by Kristin Logan
June 6, 2019

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Nonprofit