Uncluttered Coverage for Professional Organizers
According to TimetoOrganize.com, the Professional Organizing industry is growing quickly due to increased demand in recent years from consumers. According to organization guru Sara Pedersen, “People have too much stuff, not enough space or time, and lack basic organizing skills. They desperately need professional organizers. And thanks to television shows like “Hoarders,” the topic of organizing has become hot, hot, hot!”
Pedersen’s website goes on to describe how in 1995, there were a mere 834 members of the National Association of Professional Organizers (NAPO), but today there are well over 4,000. Professional organizers are not only in demand due to consumers, but also because it is a relatively easy and flexible home-based career to launch. Most professional organizers work out of their home, make their own hours and manage their own clients.
Professional organizers help others organize a wide variety of items, from paper flow to patient flow, from desktop files to filing cabinets, from bookshelves to closet spaces. They can help any and every item in your home go from cluttered to clearly labeled. Most professional organizers will help clients in the following areas:
- Space planning – Setting up and laying out a home or office so people can get the most efficient use of the space they have. Lighting, noise and comfort needs are taken into consideration.
- Time management – Assisting clients with goal setting by developing action steps and defining priorities. Organizers will help schedule and delegate tasks and activities.
- Paper management – Setting up filing and retrieval systems so clients can find documents when they need them.
- Clutter control – Restoring a sense of order and preventing the further accumulation of clutter.
- Closet/Storage design – Designing and organizing closet and storage space, such as bedroom closets, office storage spaces and attics.
According to the National Association of Professional Organizers, January is known as National Get Organized Month, or GO month. As this month quickly approaches and New Year’s resolutions are made, professional organizers all over the country are hard at work promoting the benefits of getting organized. This includes hosting events and obtaining new clients in an attempt to empower individuals and families to “regain control over their surroundings, time and possessions.”
Despite having good intentions to help clients with their New Year’s resolutions, there are significant risks that come along with running any home based business. What if, for example, an injury results from the professional organizer’s negligence in a client’s home? Many homeowners policies contain business exclusions to prevent this type of exposure from being covered.
USLI’s Home Based Business policy is the perfect solution for professional organizers. They could obtain up to $1 million in liability coverage for their business, up to $100,000 for their business personal property, and even $25,000 of professional errors and omissions coverage for this class of business.
To learn more about USLI’s Home Based Business product for professional organizers, or to get a quote, please contact your Personal Lines Underwriter today.
As always, thank you for your support and business.
Contact Brian Hogan,
Vice President, Product Team Leader | 888-523-5545 Ext. 2388
Written by Lisa Spitko
December 6, 2018