Busy Professionals in the New Year Need the Right Coverage

// December 6, 2017

As we approach the New Year, people will say, “This is the year I’m going to…” That sentence can be completed in many different ways, such as, lose weight, buy a house, rent an apartment, get married or get an early jump on taxes.

The New Year is always a great time to start fresh and focus on the big picture by setting new goals for the upcoming year. People quickly realize that in order to attain their goals, they may need some help. Realtors, property managers, personal trainers, wedding planners, tax preparers, and so many more different types of professionals can be helpful when it comes to saying on track in the new year.

People may think that after the holidays, the business world is at a lull, but it’s not! According to Redfin, February is the best month to list, with an average of 66 percent of homes listed then selling within 90 days, which creates a busy time for real estate agents.

For those looking to improve their health, over 12 percent of new gym members join in January, according to the International Health, Racquet and Sportsclub Association; therefore, personal trainers are in high demand for the first few months of the new year.

Money is also a hot topic since the holidays can be a costly time. Tax preparers are busy starting in January for those wanting to get an early start on their taxes because the IRS will begin processing returns on January 22, 2018.

The New Year is a good time for professionals to get their service hats on; however, they need to make sure they have professional liability coverage in place first. An errors and omissions policy can save a business when something goes wrong. Though professionals may not think they need coverage because they don’t make mistakes, they cannot predict how they could be sued.

Professional liability claims come in from all angles in todays world; ranging from negligence, misrepresentation, inaccurate advice or a tiny oversight leading to a disgruntled client. Claims can be completely groundless, but a claim nonetheless will cost money to defend. Professionals who take pride in their work need the resources of an errors and omission policy to defend their good name and their business.

For professionals looking for an easy, yet high quality product, USLI has a solution. We have a very broad appetite for professional liability, and our products are designed for hundreds of professions. Set your professionals up for a great year by ensuring they have the right errors and omissions insurance policy in place.

Please contact your Professional Lines underwriter for more information or a quote.


As always, thank you for your support and business.


Contact Mike Adamski
Senior Vice President, New Product Development Specialist | 888-523-5545 Ext. 2505

Written by Lindsay Deluca
December 7,2017