Archive:

Nonprofit
// December 6, 2017

Charitable giving traditionally reaches its height during the holiday season. The last few months of the year make up what is commonly called “the giving season” for the nonprofit community. As the holidays near, people may feel encouraged to give more generously than during the rest of the year. Because of the uptick in charities…

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CEO Message
// December 6, 2017

Have you ever thought about the benefits of being more mindful every day? When we slow down, fully engage in each moment and develop an awareness of everything around us, we can become fully present in our lives. By focusing on each moment, each task and each person, the everyday decisions that we have to…

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Services
// December 6, 2017

According to an article in the online newsletter, Chron.com, “however big or small, goals motivate everyone in virtually everything they do. A goal may be as simple as ‘buy milk’ or as complex as ‘develop a sustainable 10-year business plan.’ In either case, you know what you have to do. Setting goals for the employees…

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Commercial
// December 6, 2017

In the age of e-commerce, U.S. brick and mortar retail stores are suffering. In fact, analysts at Credit Suisse estimate that 2017 could bring more than 8,640 store closings in total, which means the U.S. retail industry is on pace to close more stores this year than were shuttered during the Great Recession in 2008….

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Commercial
// December 6, 2017

According to the Wall Street Journal, the shortage of new single-family homes in the U.S. is pushing some would-be home buyers out of the market. This is good news for artisan contractors because that means a boom in the renovation of existing homes. It’s projected that over $300 billion will be poured into home remodeling…

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Liquor
// December 6, 2017

Fraternal clubs (American Legion, VFW, Hibernians, Elks, Moose, etc.) and sports clubs (golf, tennis, etc.) differ from restaurants and bars open to the general public because they have restricted admission policies. Club members form a community that has greater concern for fellow attendees and less of a profit motive for service staff leading to over-service….

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Professional
// December 6, 2017

As we approach the New Year, people will say, “This is the year I’m going to…” That sentence can be completed in many different ways, such as, lose weight, buy a house, rent an apartment, get married or get an early jump on taxes. The New Year is always a great time to start fresh…

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DPSI
// December 6, 2017

In 1990, The Americans with Disabilities Act (ADA), which provides civil rights protection for individuals with disabilities against discrimination, was signed into law. The ADA provides regulation regarding employment, public entities, public accommodations and telecommunications. According to Title III of the ADA, “discrimination on the basis of disability in the activities of places of public…

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DPSI
// December 6, 2017

Religious organizations are sacred places for members and guests, and maintaining proper insurance coverage is imperative to protecting the mission of each place of worship. The truth is that many houses of worship operate on small budgets, which means even minor losses could be devastating. Therefore, it’s important to understand the various risk exposures that…

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