School is in Session: Tutoring Your Insureds on Coverage Needs

// September 7, 2017
Reading Time: 3 minutes

In today’s economy, the value of a good education has never been greater, and the competition has never been stiffer. Students are under immense pressure to achieve academic success. Meanwhile, our standard educational systems are failing to cater to the unique needs of students. With overcrowded schools and a lack of diversity in gifted education, many students are not receiving the instruction they need to thrive.

Enter: the tutoring industry. As a result of increased competition and pressure to do well, the tutoring industry has seen enormous growth in recent years, and that growth is expected to continue for years to come. In fact, an analysis performed by Global Industry Analysts, Inc. in 2016 forecasted the global market for Private Tutoring Services to reach $227 billion by 2022.

Though Asia has clearly led the global tutoring boom, the U.S. is not far behind. According to reports, more than 68 percent of American students appear for entrance exams such as the SAT and ACT to enroll in postsecondary education. It’s no surprise that the emphasis on entrance examinations is a driving factor for market growth in the tutoring industry.

While tutoring centers throughout the country help our students excel, they need to be aware of the risks associated with their operations. In addition to slip and fall exposures typical to small businesses, tutoring centers must also consider the exposure associated with rendering professional services. Take for example the following real-life claims scenario (notice just how important success is to students and parents alike):

A mother claimed that the learning center failed to render professional services in tutoring her son for the SATs. He is now unable to get into the college he wanted to attend. The parents brought a lawsuit against the school for the cost to hire a special tutor and a refund of their money paid to the learning center. The claim was settled for $10,000.

USLI’s Specialty Training School product takes both tutoring centers and in-home tutoring exposures into consideration. Our product includes both professional liability and abuse and molestation coverages.

In addition to tutoring, our Specialty Training School product contemplates over 30 additional classifications from athletic instruction to art instruction; from beauty school to business school. Our product advantages include:

  • Professional liability available on most classes
  • Abuse and molestation available on most classes
  • No premises limitation; coverage will follow you off-site for school related functions
  • Competitive minimum premiums

Let USLI be your go-to market for all your specialty training school needs!


As always, thank you for your support and business!

India GravittContact India Gravitt
Underwriter, Specialty Training Schools Product Leader | 888-523-5545 Ext. 7408

Rebecca YoungRebecca Strehle
Underwriter, Specialty Training Schools Assistant Product Leader | 888-523-5545 Ext. 2839

Ginna BriggsWritten by Ginna Briggs
September 7, 2017