Increased Wedding Plus Limits Meet Third-Party Requirements
USLI’s Wedding Plus product provides our most complete and cost-effective coverage for weddings with up to 500 attendees. However, many customers and third-party wedding venues have increased limit requirements above the $1 million/$2 million offered under our product.
In the past, the need for higher limits caused USLI to write wedding receptions outside of the Wedding Plus product in order to provide higher limits, but, in the process, applicants lost access to the additional coverages provided under Wedding Plus. Now, USLI is offering higher limits on Wedding Plus so that we can combine both higher limits and broad additional coverages.
USLI now offers up to:
- $5 million/$5 million in general liability limits for qualified weddings with up to 500 attendees*
- $3 million/$3 million liquor liability limits**
The wide availability of these limits will enhance the product and expand your ability to offer complete coverage and higher limits to more applicants.
Don’t forget that the Wedding Plus product provides rehearsal dinner coverage and Sunday brunch coverage at no additional premium. You can also specify additional locations for the ancillary events on the policy for no additional charge, and up to three additional insureds can be added for free. The Wedding Plus product also includes additional ancillary coverages for no additional premium, including:
- Lost deposits – $1,000 limit
- Cancellation or postponement – $7,500 limit
- Damages to wedding attire – $1,000 limit
- Lost or damages to jewelry – $1,500 limit
- Lost or damage to wedding gifts – $1,000 limit
- Photography and video – $1,000 limit
Additional limits for these ancillary coverages are available for additional premium.
Contact your Liquor Liability underwriter for more information or get a quote online. USLI’s Wedding Plus product can provide peace of mind for the wedding host at minimal cost. Let us protect all aspects of your customer’s special wedding event.
*Higher limits not available in AK, DC, HI, IA, LA and NH.
**Higher limits not available in AK, AL, CT, DC, HI, IA, LA, MA, MI, MN, MS, RI, SC, UT, VT and WV.
Contact Karen Ford,
Vice President, Product Team Leader | 888-523-5545 Ext. 2391
Written by Jeff Estabrook
September 7, 2017