Adding More to Wedding Policies Without Charging More
During wedding season, people often recite popular hymns, passages and lyrics during their ceremonies. “Love is patient, love is kind. It does not envy, it does not boast, it is not proud. It does not dishonor others, it is not self-seeking, it is not easily angered, it keeps no record of wrongs” is one of the most popular. However noble the sentiment, love alone does not accomplish the nuptials. Weddings require meticulous planning to ensure every detail is right for the big weekend. Family and friends come from far and wide to celebrate the start of a new permanent commitment.
Befitting the event’s significance, the celebration is not just a day. More often than not, it is a full weekend with the rehearsal dinner on Friday, the ceremony and reception on Saturday and Sunday brunch for the bridal party and relatives.
If you are going to offer complete wedding coverage for your customers, you need a product broad enough to accommodate the full scope of the event. USLI’s Wedding Plus package provides all of the essential coverages for one low premium. Rehearsal dinner coverage and Sunday brunch coverage can be added to the wedding policy at no additional premium. Our package (general liability and liquor liability) premium for events with up to 500 attendees is $240 in 38 states*, with more to come in the near future. You can also specify additional locations for the ancillary events on the policy for no additional charge, and we can add up to three additional insureds for free.
Right now, the Wedding Plus Product provides additional ancillary coverages for no additional premium, including:
- Lost deposits – $1,000 limit
- Cancellation or postponement coverage – $7,500 limit
- Damages to wedding attire – $1,000 limit
- Lost or damages to jewelry – $1,500 limit
- Lost or damage to wedding gifts – $1,000
- Photography and video – $1,000
Additional limits for these ancillary coverages are available for additional premium (up to $10,000 limit for all coverages except for cancellation, which is up to a $50,000 limit).
To continue with the popular reading, “Love bears all things, believes all things, hopes all things, endures all things.” But love alone cannot right the mishaps that can befall a wedding. USLI’s Wedding Plus product can provide peace of mind for the wedding host at minimal cost. Let us protect all aspects of your customer’s multi-day special wedding event.
Written by Jeff Estabrook
March 16, 2017
Contact Karen Ford,
Vice President, Product Team Leader | 888-523-5545 Ext. 2391
*Product available in AR, AZ, CO, CT, DE, FL, GA, ID, IL, IN, KS, MA, MD, ME, MI, MN, MO, MS, MT, NC, NE, NJ, NM, NV, OH, OK, PA, RI, SC, SD, TN, TX, UT, VA, VT, WA and WI